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Buyer Representation · South Florida

Your first home.
Your next home.
Let's find it.

Bilingual buyer representation across Miami-Dade, Broward, Palm Beach and the Treasure Coast. From pre-approval to keys in hand — every step, together.

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Why it matters who you work with

Buying in South Florida is competitive. You need someone in your corner.

South Florida's real estate market moves fast. The right property at the right price can go under contract in days — sometimes hours. Having an experienced, bilingual agent who knows the local market means you don't miss the ones that matter.

As your buyer's agent, I work exclusively for you. That means negotiating the best possible price, flagging issues before they become problems, and making sure you never feel lost in a process that can feel overwhelming — especially if it's your first time.

And my service costs you nothing. In Florida, the seller covers the buyer's agent commission.

Get started — it's free
Your buyer's agent

Yanelis Pérez

LoKation Real Estate · FL #3457740
Closed transactions50+
Transaction volume$20M+
LanguagesEnglish · Español
Markets servedMiami-Dade · Broward · Palm Beach
Your cost$0 — seller pays
The buying process

Eight steps from search to closing.

Every transaction is different, but the roadmap is the same. Here's what you can expect when you work with me.

01
Initial consultation
We talk about your goals, timeline, budget, and what you're looking for. This conversation shapes everything that follows.
02
Pre-approval
I connect you with trusted lenders who work across South Florida. A pre-approval letter is your ticket to making competitive offers.
03
Property search
I set up a custom MLS search and alert you the moment something matching your criteria hits the market — sometimes before it's publicly listed.
04
Showings
We tour properties together. I point out things that aren't in the listing — neighborhood context, permits, potential issues, and what the seller is really motivated by.
05
Making an offer
I analyze the comps, advise on offer price and terms, and draft a competitive contract that protects your interests.
06
Inspection & due diligence
We bring in inspectors, review reports together, and negotiate repairs or credits with the seller when needed.
07
Appraisal & financing
I coordinate with the lender and appraisers to keep the transaction on track. If there's an appraisal gap, I help you navigate it.
08
Closing day
Final walkthrough, signing, and keys. I'm there with you at the table — and available after closing if any questions come up.
Financing options

The right loan for your situation.

Every buyer's financial picture is different. Here's an overview of the most common programs South Florida buyers use — and what makes each one the right fit.

Most popular for first-time buyers
FHA Loan
Government-backed loan designed for buyers with moderate credit or limited savings. Lower down payment, flexible requirements.
Down payment As low as 3.5% Credit score 580+ (lower with more down) Best for First-time buyers, moderate credit
Best rates for strong credit
Conventional Loan
Standard mortgage not backed by the government. Competitive rates for buyers with solid credit and savings for a larger down payment.
Down payment 3%–20% Credit score 620+ recommended Best for Buyers with good credit & savings
Zero down payment
VA Loan
Exclusive to eligible veterans, active duty service members and surviving spouses. No down payment, no PMI, competitive rates.
Down payment 0% — no down payment PMI None Best for Veterans, active military, spouses
Rural & suburban properties
USDA Loan
Government-backed loan for eligible rural and some suburban areas. No down payment required for qualifying properties and income.
Down payment 0% in eligible areas Income limit Applies — varies by area Best for Suburban areas outside major cities
State assistance program
Florida Down Payment Assistance
Florida Housing programs offer down payment and closing cost assistance for eligible first-time buyers in Miami-Dade, Broward and Palm Beach.
Assistance Up to 5% of loan amount Eligibility Income & purchase price limits apply Best for First-time buyers, limited savings
High-value properties
Jumbo Loan
For properties above conventional loan limits ($766,550 in most FL counties). Requires stronger credit and larger reserves.
Loan minimum Above $766,550 Credit score 700+ typically required Best for Luxury & high-value properties
Common questions

What buyers ask me most.

Do I need to be pre-approved before we start looking at homes?
Not to start the conversation, but yes before making an offer. In South Florida's competitive market, sellers won't consider offers without a pre-approval letter. I can connect you with trusted local lenders who can get you pre-approved quickly — sometimes the same day.
How much money do I need to buy a home in South Florida?
It depends on the loan program. With an FHA loan you can put as little as 3.5% down. On a $400,000 home that's $14,000 — plus closing costs, which typically run 2–3% of the purchase price. There are also assistance programs that can help cover those costs. Let's talk about your specific situation.
How long does it take to buy a home?
Once you're under contract, a standard transaction closes in 30–45 days. The search itself varies — some buyers find their home in two weeks, others take 2–3 months. I'll never rush you into a decision, but I'll make sure you're ready to move when the right one appears.
Does using a buyer's agent cost me anything?
In Florida, the seller typically pays the buyer's agent commission. This means you get full professional representation — someone negotiating on your behalf, reviewing contracts, and protecting your interests — at no direct cost to you.
Can I buy if I'm not a US citizen or permanent resident?
Yes. Non-US citizens can purchase property in Florida. Financing options are available for foreign nationals and non-permanent residents, though the requirements differ from conventional loans. I work with lenders who specialize in this. Let's talk about your situation.
What areas do you cover?
I primarily serve Miami-Dade, Broward, and Palm Beach counties — including Miramar, Pembroke Pines, Hialeah, Doral, Miami Gardens, Hollywood, and surrounding areas. I also work with buyers looking in the Treasure Coast and, when needed, other parts of Florida.
Let's get started

Tell me what you're looking for.

Fill in your details and I'll reach out within 24 hours to schedule a no-obligation consultation. We'll talk through your goals, budget, and timeline — and I'll set up a custom property search.

No obligation, no pressure — just a conversation
Custom MLS search set up after our first call
Lender referrals if you still need pre-approval
Available in English and Spanish
My fee is covered by the seller — costs you nothing

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